If you were injured in a Fremont rental car accident, you may face serious injuries and mounting medical expenses. Rental car accidents can create complex insurance scenarios, and it can be difficult to determine who is responsible for paying your medical bills. An experienced attorney understands these cases and could help you recover any damages you may be entitled to. Call a Fremont rental car accident lawyer today to get started on your claim.
What Constitutes a Rental Car?
A rental car is a vehicle that a person pays money to use and is specifically signed for by oral or written contract. For example, if a person went to a rental car company, signed the contract to rent a car, and paid money for one day or a week, then the vehicle is a rental car. If a person borrows a car, then the vehicle is not a rental car. The usual situation in a borrowed vehicle case is that a person signs a document before borrowing the car indicating that they have automobile insurance.
The classification of a car does not change between rental types. Short-term rentals, long-term rentals, and vacation rentals are all considered rental cars. Typically, a person who rents a car has the option of purchasing the rental company’s insurance. The cost of this insurance is often outrageously high. If a person does not purchase this insurance, then the insurance on their own automobile follows them to the rental car. In most situations, when a person has a rental car, they have full coverage on their own policy which follows them to the rental car, unless there is a specific exclusion. For more information about rental cars, reach out to Fremont rental car accident lawyer.
Common Elements of Rental Car Accident Cases
A recognizable fact pattern surrounding rental car accidents is insurance coverage. A big issue with rental car accidents is determining which insurance applies.
If a person purchased a specific rental insurance policy, then that would be the primary policy. The secondary policy would be the individual’s personal policy.
If they did not purchase any rental insurance, then the person’s individual policy would be primary.
If there is a situation where there is a rental vehicle used in the scope of employment, then typically, the rental policy would be used.
If there is not a rental policy, then the employer’s policy and individual driver’s personal policy would be the policies to look at.
Recovering Damages after an Accident
All of the possible types of injuries that occur in other accidents also happen in rental car wrecks. An individual who was injured in a rental car accident still faces challenges during recovery. After a rental car crash, an injured individual could recover compensation for damages such as:
- Medical bills
- Lost wages
- Future economic losses
- Pain and suffering
- Loss of consortium
Call a Fremont Rental Car Accident Attorney
Attorneys play an essential role in recovering the damages you may be entitled to. They craft the argument, obtain the witnesses, and demonstrate by a preponderance of the evidence that the damage caps should be lifted. They also have to calculate and prove the correct value of noneconomic damages. If you were injured in a rental car accident, you should contact a Fremont rental car accident lawyer who could fight on your behalf for compensation.