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Disabilities in Workers’ Compensation in Toledo

A disability is defined as some sort of injury that affects an individuals’ work performance. Sometimes while on the job, individuals sustain injuries that lead to disabilities. When dealing with disabilities in workers’ compensation in Toledo, it is important to work with a qualified worker’s compensation attorney. A skilled lawyer could work towards a positive outcome for those who have been injured.

Temporary Partial Disability

A temporary partial disability is a disability that keeps a person from being able to work at their current job. If somebody is temporarily partially disabled, they receive something called temporary total disability under Ohio law. These benefits allow the worker to recoup some of their lost wages during the time period that they are unable to work.

A temporary partial disability can result from any injury that affects a workers’ ability to continue in their current work situation. These injuries could be broken bones, concussions, sprains, strains, torn ligaments, meniscus problems, ACL problems, cuts, contusions, among others. The injury could be something serious or it could be something minor but would impact his or her ability to do their job.

Temporary Total Disability

Temporary total disability is the compensation paid when somebody is unable to do their normal job. For example, an individual may work construction and could have a 10-pound weight lifting restriction placed on them as a result of their injury. Here, if the employer could not offer them some sort of a light duty to comply with those restrictions the worker would be able to receive temporary total disability compensation. Injuries that lead to temporary total disability include any injury that affects an individuals’ ability to sit, stand, walk, or lift. If

Permanent Partial Disability

Permanent partial disability is the pain and suffering compensation that the individual receives after they have suffered a qualifying injury under Ohio workers’ compensation law. In order to file for permanent partial disability, a person must file 26 weeks after he or she has stopped receiving any sort of lost wage compensation.

The types of injuries associated with permanent partial disability tend to be more serious. The more serious the injury is, the greater the award will be. Some examples of injuries could be broken bones, sprain, strains, concussions or ligament damage.

Relationship Between Workers’ Compensation and Federal Disability Benefits

Workers’ compensation is the name for disability payments made to private sector employees, meaning individuals that are employees in Ohio employed by a private company. Some state and city employers have also elected to participate in the state workers’ compensation system. Another form of compensation is called state disability. State disability covers employees of the state of Ohio employee when the state employer has elected not to participate in the Ohio workers’ compensation system. This is a totally separate system that has separate requirements from disabilities in workers’ compensation in Toledo.

What Happens if Someone is Permanently Unable to Work?

If an individual is permanently unable to work, they can file for something called permanent total disability. In order to receive permanent total disability, a person needs to have reached maximum medical improvement and be cut-off from temporary total disability. Only after an individual exhausts their temporary total disability benefits can they file for permanent total disability. When a person has a permanent total disability he or she cannot obtain any gainful employment. This compensation could potentially be paid to an individual for the remainder of their life. It is essentially like a state version of Social Security Disability benefits. If an individual wants to know more about disabilities in workers’ compensation in Toledo, and how to secure compensation for disabilities, they should consult a knowledgeable workers’ compensation attorney that could answer their questions.