There are a number of laws specifically related to Toledo motorcycle requirements for licensing and equipment.
All riders under 18, including passengers, must wear a helmet. For people 18 and older, helmets are required for those deemed a novice rider. Riders are considered a novice for one year after receiving a motorcycle operator’s endorsement or having received an endorsement from Toledo or a jurisdiction recognized by the state.
All riders and passengers, regardless of age or endorsement status, must wear safety glasses or some other eye protection like goggles or a face screen. Motorcycles must also have one and no more than two headlights. A tail light and brake light also are required. Motorcycles must be equipped with a horn that can be heard at least 200 feet away and at least one rearview mirror. Speak with a distinguished motorcycle accident attorneys about more requirements by law that you should be aware of.
Those under 18 must take the Motorcycle Ohio Basic Course before they are eligible to take the skills test. They also must complete the same Graduated Driver Licensing program required for driving a car.
Riders are considered a novice for one year after receiving a motorcycle operator’s endorsement or having received an endorsement from Ohio or a jurisdiction recognized by Ohio, and must wear a helmet during this period.
What Types of Permits can Someone get For a Motorcycle?
Temporary permits may be obtained at an Ohio Bureau of Motor Vehicles’ licensing office. Important Toledo motorcycle requirements include taking a written test and a vision test before receiving a permit. The temporary permit is good for one year. To obtain a motorcycle endorsement or license, the rider must take an on- bike exam. The exam covers different skill exercises such as motorcycle control, judgment, and hazard response. Those who take the Motorcycle Ohio Basic Course can skip the on-bike exam if they present a completion card within 60 days of the course’s conclusion.
Toledo Motorcycle Insurance Coverage
Motorcyclists know they are vulnerable on the road and that accidents can happen in a flash. Someone can get away with buying the state-mandated minimum policy that provides $12,500 per person and $25,000 per accident to cover injuries caused by the motorcyclist’s actions. That is a ridiculously low amount that will not be enough to cover serious injuries of others. It also leaves the individual’s personal assets exposed in the event of a lawsuit.
Buying a policy that provides at least $100,000 per person, and $300,000 per accident of liability coverage is recommended. Just as important Toledo motorcycle requirements consist of having uninsured/underinsured motorist coverage. For a relatively small amount of money, this coverage can be added to someone’s policy to protect them from drivers who either do not have insurance or do not have enough insurance in the event they are injured in an accident caused by someone else.
What Does a Lawyer Recommend for Insurance Policies?
A lawyer recommends buying a UM policy that provides for at least $100,000 of coverage, but you should buy more if you can afford it. It is not that much more expensive to bump that coverage up to $300,000, and it could be crucial for you and your family if you are hurt in an accident. Purchasing an umbrella policy also makes sense for those who ride. Umbrella policies often provide $1 million or more in coverage that kicks in if your other policy limits are exhausted.