When you are involved in an auto accident and you have sustained injuries, you can expect to receive phone calls from the insurance company of the at-fault driver. These calls will start just days after the accident and will likely continue on a regular basis.
The reason that the insurance company is calling you after your accident is that their goal is to give you the least amount of money possible. Their job is to save the insurance company money, which also means to make sure you receive as little money as possible.
The insurance adjuster who calls you will offer you a quick settlement. At first, this quick settlement will seem attractive – you get the money much sooner than you would if you went through the entire claims process and it seems like a sizeable amount of money. What you need to realize is that these are false beliefs.
The settlement offered to you just days after your accident is not reasonable. While it does come quick, it may not even cover all of your medical expenses related to the injuries that you have sustained. We advise people to never accept a settlement amount until their medical treatment is finished. You never know how many months or years you will need to go to physical therapy, or if there are multiple surgeries you will have to undergo. If you would accept the quick settlement from the insurance company and later find that it is not enough to cover your medical expenses, there is nothing that you can do.
Our advice to anyone injured in an auto accident is to hire a lawyer as soon as possible. If you have a lawyer representing you, they take over all communication with the insurance company, preventing you from not only having to field all their calls but from unknowingly jeopardizing your case
Our lawyers will gladly review your case, answer any questions that you have related to the legal process, as well as give a free case evaluation. We also recommend requesting a free copy of The Ohio Accident Book when you call. This book serves as a guide throughout the legal process so you are both prepared and knowledgeable.