$3 Million Lawsuit Against State Farm
David Bowdler was injured in a car accident in 2008 where he was not the at-fault driver. He sustained a fractured neck and a fractured wrist.
Because of the at-fault driver, Randall Spivey, only had $25,000 in insurance coverage the attempt was made to collect money from his underinsured insurance policy since his medical bills went far beyond $25,000. Mr. Bowdler’s policy stated that he had $2 Million in underinsured coverage.
State Farm had made an offer to Mr. Bowdler but it was nowhere near his policy limits and so they refused to pay. This led to a four-day trial where David Bowdler was eventually awarded $3 Million for his medical costs and pain and suffering.
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