Insurance coverage is essential to getting the best recovery possible in most cases. Most defendants do not have enough money or assets to adequately compensate the family members of someone killed as the result of negligence.
In one Ohio wrongful death case, we represented three seriously injured people and the insurance company told us there was only $500,000 in coverage. After we threatened to file suit against the large corporate defendant, we were finally told that a mistake had been made and there actually was $2 million in coverage. Our attorneys demand to see certified copies of insurance policies and signed affidavits that the defendant does not have an umbrella policy, which covers claims that exceed a basic insurance policy.