Lima Uber/Taxi Accident Lawyer

Rideshare apps like Uber and Lyft have revolutionized how people get around on a day-to-day basis, and traditional taxi services remain popular in some parts of the country. However, sharing a ride with a stranger under any circumstances can come with risks, not the least of which is the possibility of a serious car accident.

If you recently experienced a crash involving a rideshare or cab driver, the process of filing suit and seeking civil compensation is slightly different than it would be for a wreck only involving another commuter. Retaining a car accident attorney is always a good idea, but in this situation, it could be in your best interest to hire a Lima Uber/taxi accident lawyer who has experience with this type of incident.

Civil Liability for Rideshare Drivers in Lima

When a rideshare or taxi driver is found liable for an accident, there are several complicating factors that make it more difficult for a plaintiff to obtain civil compensation. In a typical car crash, the defendant’s insurance would bear the brunt of the responsibility for paying a plaintiff, but many standard insurance policies do not cover motorists while they are driving for money.

This means that the company which employs the driver in question would be responsible for compensating someone injured by their negligence. For a traditional taxi company, the legal doctrine of respondent superior could make them the primarily liable party, since they bear responsibility for the negligence of their employee during work.

Uber and Lyft drivers are currently considered independent contractors, so this doctrine would not apply to them. However, these companies do provide varying degrees of insurance coverage for their drivers depending on their current period of operation:

  • Period 1: $50,000 of coverage per injured person, $25,000 for property damage, and $100,000 for all injured people when the driver is using the Uber/Lyft app but is not carrying a passenger
  • Period 2: $1 million of liability coverage when the driver is on their way to pick up a passenger
  • Period 3: $1 million of liability coverage plus uninsured motorists’ coverage and limited property damage coverage for the Uber/Lyft driver when they are carrying a passenger

A Lima rideshare and taxi wreck attorney could help an individual plaintiff determine which party they should file suit against and what they could expect in terms of financial recovery.

Obstacles to Civil Recovery in Lima

Like in any civil case, a person injured in a collision with a taxi or rideshare driver could have their compensation reduced if they are found to bear some liability for the accident themselves. Furthermore, under Ohio Revised Code §2315.33, a plaintiff could be barred entirely from civil recovery if they bear more fault for an accident than the Uber/taxi driver involved.

Similarly, accidents involving rideshare and taxi drivers have the same applicable statute of limitations as other crashes. According to ORC §2305.10, anyone seeking to recover damages following such a wreck must file suit within two years of the date of the accident or risk their case being time-barred. Working with a skilled legal representative in Lima could be key to ensuring these procedural hurdles do not negatively affect the recoverable compensation in a taxi/rideshare crash.

Get in Touch with a Lima Uber/Taxi Accident Attorney Today

Rideshare apps and taxis could be convenient and affordable methods of mass transit, but they are not without their risks. Like any other motor vehicle operator, a careless Uber, Lyft, or taxi driver could cause a traffic accident that results in significant injuries to themselves, their riders, and others sharing the road.

Civil compensation could play a crucial role in preserving your financial future following a serious car crash, so do not leave your case in inexperienced hands. Call a seasoned Lima Uber/taxi accident lawyer today to seek knowledgeable advice about your unique situation.

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    Charles E. Boyk Law Offices, LLC