Injured Motorist Files a Second Claim to Cover the Extent of Their Losses

Our client who was injured in a car accident is pursuing a claim for damages against his auto insurance company. On October 6, 2017, our client was driving northbound on Jackman Road in Toledo, Ohio when he got stuck in traffic. While stopped, he was struck from behind by another vehicle, who was also traveling northbound. The defendant failed to ensure a clear distance between herself and our client’s vehicle and rear-ended our client. As a result, she was cited by the Toledo Police Department.

Before the two-year statute of limitations had expired on this case, our client was able to secure a settlement against the negligent motorist’s insurance carrier. Unfortunately, the at-fault driver did not have high enough insurance policy limits to cover all our client’s damages. Because of that, our client is pursuing a claim against his own auto insurance provider to collect under his underinsured motorist coverage.

Calculating the Full Extent of Damages

Because of this rear-end accident, our client suffered injuries to his head, neck, and chest, and also experiences numbness and tingling in his face and arms. He incurred medical expenses, economic losses, other damages due to the negligent driver. His extensive injuries will also require future medical care and costs. The total of all present and future damages – economic, physical, and emotional – exceeds the amount that he was offered by the at-fault driver’s insurer. Luckily, our client’s auto insurance policy included uninsured/underinsured motorists’ coverage which provides him with an additional way to recover for his damages.

Our client’s wife has also suffered losses of companionship, society, services, and consortium of her husband and, as a result, has been added as a second plaintiff to this case.

Do Not Negotiate with Insurance Companies Alone

Insurance companies can be difficult when it comes to negotiating settlements. It takes an experienced attorney who knows the ins and the outs of the settlement process to secure a settlement for the damages you have suffered.

If you or a loved one was injured from an accident and are in the process of negotiating with insurance companies for a settlement, contact an attorney at the Charles E. Boyk Law Offices as soon as possible. Schedule a free case consultation with our experienced and passionate attorneys today.

Charles E. Boyk Law Offices, LLC