On January 1, 2020, our client was traveling through an intersection in Fremont, Ohio when a negligent driver ran a stop sign, causing our client to collide with the side of the negligent driver’s vehicle. In addition to the severe injuries our client suffered, he sustained significant property damage. Because the other driver’s liability coverage does not adequately address our client’s injuries and damages, we are pursuing an underinsured motorist claim against our client’s insurance company.
Pursuing Underinsured Motorist Coverage
The at-fault driver’s liability insurance only covered damages up to the state minimum liability policy limits of $25,000. However, our client suffered considerable injuries to his neck, back, and head. Along with the physical pain and emotional distress caused by these injuries, he incurred significant medical costs and other economic losses. These damages suffered by our client due to this severe accident exceeded the at-fault driver’s insurance policy limits.
Fortunately, our client’s auto insurance policy from State Farm includes uninsured/underinsured motorist coverage up to $100,000. Through our lawsuit, we hope to receive a judgment that will ensure the remainder of our client’s damages are covered under his State Farm policy.
An Experienced Attorney Can Help in an Underinsured Motorist Claim
Dealing with insurance companies after a car accident can be challenging. When an injured person seeks compensation after a severe auto wreck, most insurers attempt to pay as little money as they can in the settlement.
Our attorneys at Charles E. Boyk Law Offices have dealt with countless insurance companies on behalf of our clients. We can fight to secure the compensation you need. Contact our team for a free consultation of your case.