Homeowners insurance rates have increased almost 10 percent in Ohio. Here are Mike Carroll’s tips for offsetting any increases to your homeowners insurance:
1) Raise your deductible under the mentality that home insurance should be for catastrophic events. If you could pay that deductible in a catastrophic claim, then by all means raise it.
2) Make sure you are NOT over-insured. In light of the housing meltdown, request that your current agency do an ITV (Insurance To Value) calculator so you are not paying for coverage you do not need.
To speak with Mike, who is the recommended insurance provider of our Toledo, Ohio personal injury law firm, or to receive a complimentary insurance evaluation, call his office at 419-897-0101 or visit the Carroll Insurance Agency website.