Attorney Charles Boyk receives several questions from clients regarding their accidents and injuries. In an attempt to educate clients and those seeking information following an injury or accident, our office has recorded numerous videos for our YouTube Channel. When individuals visit the YouTube Channel, they will find that nearly any question that they may have about their situation is already answered by an experienced and knowledgeable attorney.
One of the many questions received by our Ohio accident attorneys is who is responsible for paying an injured victims medical bills following their accident, as well as who should be paying the medical bills.
Paying Medical Bills after Car Accident
If you are in an accident which is caused by another person and they are deemed at fault for the accident and injuries, the first thing you would do is run the medical bills through your health insurance. The second option that you would have in this situation is to run the medical bills through the medical payments portion of your car insurance policy.
The reason why we recommend first going through your health insurance then the medical payments portion of your auto insurance is because the health insurance will pay the bills that it will cover. Then, if you have copays or deductibles for the medical treatment you receive, you can use the medical payments provision to pay your bills. This helps you to keep your credit rating in good standing.
The third thing you will do to pay your medical bills after a car accident injury is to eventually collect for pain and suffering, inconvenience, and medical bills from the defendant’s insurance policy. The thing that car accident victims need to know is that the defendant’s insurance company will not pay you any compensation until you sign a release. This is why we recommend first going through your own health insurance and then medical portion of your auto insurance.
Receiving Compensation from the Auto Insurance Company
Once you sign a release for the accident and agree to a settlement amount, you cannot receive any more money for your injuries. This is why the process can be rather long, so you take the other initial steps to cover your bills. Our law office does not recommend rushing through a settlement to receive compensation. We do not advise that anyone agrees to a settlement until their medical treatment is complete, as you may not know the full amount of medical bills related to your accident until you complete all surgeries, check-ups, and therapy.
If you have questions about how to pay your medical bills after being injured in an accident, call our car accident attorneys at 800.637.8170. You will have the opportunity to speak with a lawyer over the phone to help you ensure that you take all of the right steps in your case to receive the full amount of compensation that is deserved.