Are you an Ohio driver who's been hurt in a Michigan accident?

Here at the Charles E. Boyk Law Offices, LLC, we are often contacted with questions concerning whether a person who is not a Michigan resident can receive Michigan no-fault benefits if the person is injured in a car accident while in Michigan. Most commonly we are asked: what is an Ohio driver injured in a Michigan car accident supposed to do?

It is not always an easy answer in determining whether an out-of-state resident can receive no-fault benefits.  Often, it can be promptly determined that a person can receive no-fault benefits, but the question of which insurance company has the actual priority for paying for the no-fault benefits can take some time.

Here is a quick guide to determining the eligibility for no-fault benefits by out-of-state residents involved in Michigan auto accidents:

  • Pedestrians and bicyclists who are involved in auto accidents in Michigan are always entitled to receive no-fault benefits for injuries sustained in an auto accident in Michigan.
  • Drivers and passengers of Michigan insured motor vehicles which are involved in Michigan auto accidents are always entitled to receive no-fault benefits for injuries sustained in an auto accident in Michigan.
  • Drivers and passengers of motor vehicles not registered in Michigan which are involved in Michigan auto accidents may be entitled to receive no-fault benefits depending on their car insurance policy.  If the applicable policy is certified in Michigan, then the injured person can receive Michigan no-fault benefits up to $500,000.00.

Drivers and passengers of motor vehicles that are not registered in Michigan that are involved in Michigan car accidents will not be able to receive no-fault benefits if the applicable auto insurance policy is not certified in Michigan. In this situation, there will be a significant injustice as injured persons will not be able to receive no-fault benefits, and they will be unable to sue the negligent driver for their medical bills, loss of wages, and household chores.

If you are an Ohio resident who has been injured in an auto accident in Michigan, call the car accident attorneys at the Charles E. Boyk Law Offices, LLC today at 419-241-1395 to set up a free case evaluation and request a free copy of "The Ohio Accident Book". We will be happy to provide a free consultation and answer any questions that you may have.

                                                                  

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